Build
We connect your core banking or wallet platform to ISO 20022 and take you through scheme testing and certification, on a fixed plan.
Company
Built in Johannesburg to move Africa's money.
PayNable is a South African payments infrastructure company. We build, certify and operate the ISO 20022 connections that put banks, mobile money operators and fintechs onto TCIB, the SADC real-time cross-border payment scheme. Then we take the same playbook to the next region.
- Incorporated in South Africa
- 2026
- Incorporated in South Africa
- Johannesburg, Gauteng
- Midrand
- Johannesburg, Gauteng
- SADC markets in scope
- 16
- SADC markets in scope
What we do
We own the rails, region by region.
Participants pay once to connect and a fee per transaction once they are live, so PayNable grows only when their payment volumes do.
Run
We operate the connection to the switch around the clock on production and disaster-recovery paths, and reconcile every settlement cycle.
Repeat
Every corridor we open makes the next one faster. After SADC, we take the same rails to other regional and global ISO 20022 instant-payment schemes.
Leadership
The people accountable for PayNable.
PayNable is led by its founding directors, who are accountable for the company and the rails it operates.
- ZNZared NkunaDirector
- FRFrancois RoodeDirector
Company details
- Trading name
- PayNable
- Registered name
- K2026795370 (South Africa) (Pty) Ltd
- Registration number
- 2026/795370/07
- Company type
- Private company
- Incorporated
- 5 October 2026, Republic of South Africa
- Registered office
- Polofields Lifestyle EstateWaterval, MidrandJohannesburg, Gauteng, 2090South Africa
- Directors
- Zared Nkuna, Francois Roode
Registered with the Companies and Intellectual Property Commission (CIPC) under the Companies Act, 2008. PayNable is the company's trading name.